google-site-verification: google175e402fc1b22a5e.html
Carolyn Conrey, ABR, GRI, CRS Broker
Contact Us
Home
Home Evaluation
Calculators
Selling
Lifestyle
Home Improvement
Google Map Search
My Blog
Emailed_Listings
Bank Owned
About
Careers
Featured_Listings
 
Selling TEXAS One Yard At A Time!

Current Mortgage News


Mortage Calculators

With interest rates at an all time low, there is no better time to buy a home and New Home Hunters has pulled together some helpful calculators and mortgage market news to keep you up to date on some of the changes.


Mortage Rates

 

 
 
Required Fields
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
Estimate Insurance to 0.43% of Cost
Annual Property Tax:  $  
Estimate Tax to 1.2% of Cost
Monthly Income:  $
Monthly Debt:  $
Optional Fields
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $
Results
  Receive this Detailed Analysis

Your Monthly Payments
 
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
 
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
 
Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Renting
Monthly Rent: $
Annual Rental Increases:  %
Monthly Renter Insurance: $
Savings or Investment Rate:  %
 
Owning
Planned # of years in home: 
Yearly appreciation of the home:  %
Annual home maintenance:  %
Home  |  Home Evaluation  |  Calculators  |  Selling   |  Lifestyle   |  Home Improvement  |  Google Map Search  |  My Blog  |  Emailed_Listings  |  Bank Owned  |  About  |  Careers  |  Featured_Listings
Contact Us
 

Privacy Policy  |  Site Map  |  Profile  |  Sign In

Choose language: